What is the primary reason construction workers rely on unemployment insurance?

Construction workers primarily rely on unemployment insurance due to the cyclical nature of the construction industry. This industry often experiences fluctuations that align with economic cycles, where demand for construction can rise or fall based on various factors such as economic growth, interest rates, and overall market conditions. During economic downturns, construction projects may be delayed or canceled, leading to temporary layoffs for workers. Unemployment insurance serves as a safety net during these times, providing financial support to workers until they can secure new employment once the market stabilizes.

While seasonal employment fluctuations and lack of job opportunities also impact construction workers, the cyclical nature captures the broader economic factors that can lead to significant and widespread job loss, making it the most comprehensive reason for their reliance on unemployment insurance. High salary levels do not necessarily justify the need for unemployment benefits, as unemployment insurance is typically associated more with job stability and availability rather than salary alone.